Payday Advance Loans

What do you really know about payday advance loans? 1Hour Fast Cash has the answers you need about these unsecured loan products. Make sure you understand this type of loan before you apply.

What Are Fast Cash Unsecured Loans?

Payday advance loans put money in your pocket in a hurry. Some of these unsecured loans are completed the same day, which means you have the money the same day you apply.

When you take out a payday loan, you make a promise to repay the money you borrow and the loan fee on a specific date. That date is often two weeks later, around the same time most people would receive their next paycheck.

Cash Loans Help Those With No Credit History

If you're just starting out, it's hard to have a credit history. Until you've paid rent and had a loan where you make payments over a number of months, you won't have a history. Banks and credit unions rarely offer loans to people with poor credit or no credit history.

When something happens and you need cash, a cash advance loan is often your best option. All you need is a valid SSN, address, photo ID, paycheck stub, and phone number.

These Loans Are Not Right For Everyone

People who take out cash advance loans are required to repay them on time. If you find you can't, it's your responsibility to notify the lender and make arrangements. You may be responsible for late fees. Ignoring your obligation isn't advisable. You've made a promise to pay the loan, so make sure you can repay it. Ignoring your responsibilities leads to complications that may find you dealing with debt collectors.

Don't use a cash loan for unnecessary items. If you simply want a bigger TV than you have, a payday loan isn't a smart move. Save up for that TV instead. Make sure you're borrowing money only when you have no other option.

Let 1Hour Fast Cash help you find the best cash loan for your needs. You'll want to compare rates and payment terms. We'll shop around for you and find you lenders who are willing to loan you cash in an emergency. Compare offers and find the best payday loan company for your needs. Fill out the online form to get started.