Quick Cash Payday Loans with 1Hour Fast Cash - Apply Today

Fast payday loans provide cash when you really need it. In some cases, you can have that cash in an hour. At 1Hour Fast Cash, we do all we can to find our customers low rates, fair repayment terms, and quick online application processes. It's important for our customers to also understand a few things about these cash loan products before they apply.

They're Not Right for Everyone

While a cash loan is an unsecured loan, you're still making a promise that you'll repay the loan on the due date. If you don't, you're subject to late fees and penalties. If you continue to not pay the loan off, your account will be sent to debt collection and may show up on your credit report.

If you take out a fast cash loan, you need to make sure you can repay it. You shouldn't borrow $1,000 if you don't have a job and don't have any way you can repay the money. If that's the case, it's best to look into alternate options like selling your unused items, talking to your church, or seeing if you can borrow from family.

Rates Are Higher for a Reason

Rates are high because you're not offering anything to guarantee you'll repay the loan. When you take out a car loan, the bank can repossess the car if you don't pay. With a payday loan, all the lender has is your promise to repay. They take on more of the risk, so interest rates are higher to cover that risk.

Credit Checks Are Not Required

Payday loans are ideal for people with poor or no credit. The fast payday loan company will not check your credit score. They will verify your ID, make sure you have a way to repay them, and take your banking information to send you the money. They also use your banking information in order to receive the amount you owe on the due date. Your credit history is not used when deciding if you qualify.

Don't Apply if You Don't Understand Repayment Terms

Never apply for a payday loan if you don't understand what you're doing. Most loans are due when you get your next paycheck, which typically falls between two and four weeks later. If you're not sure when you need to make the payment or how much you'll owe in principal and interest, do not apply. Ask questions until you know what you're doing. 1Hour Fast Cash is available throughout the week for your urgent questions.

Let 1Hour Fast Cash help you find the best lender for your situation. We shop around for you, so you only need to look through the results, pick the right lender, and apply. Fill out our online fast payday loans application and get started now.