Emergency Payday Loans

You read the news. Experts tell you never to use a payday loan. It's not always that easy. Payday loans do fill a need. Here are five stories customers shared with 1Hour Fast Cash where emergency payday loans helped save the day.

Family Emergency

Susan's parents live on the other side of the country. She sees them once a year. A few weeks after returning, she gets a call that her dad had a stroke and isn't expected to survive. She doesn't have the money to get back out to California, but she knows she needs to go say goodbye. With a revenue check coming in a few weeks, she decides a cash advance loan makes the most sense. She can borrow the money now, take the trip, and repay it when that check arrives.

Propane Leak

Larry got up and smelled gas. His stove sprung a propane leak overnight. He has the gas turned off, but he won't be able to cook until he gets it fixed. He won't have the money until he gets his next Social Security check at the end of the month. He needs cash now, and he doesn't have any living family members left. An emergency payday loan is the only solution that works for him.

Septic Issues

Wayne's septic system failed. He needs to have it replaced. His bank tells him that it will take a month before his loan goes through underwriting. His septic tank keeps filling up and needing to be pumped. He's already had it pumped out twice, and there are still two more weeks before the loan clears. An emergency payday loan is the only way he can afford to have the tank emptied again.

Blown Head Gasket

Ray's job requires him to commute 40 miles each way. Without a car, he can't get to work, and no coworkers live nearby. Public transportation is not available in his rural community. His mechanic can fix his car, but he needs the cash right now. An emergency cash loan is the only option.

Unexpected Medical Expenses

Sally's daughter fell off the swing set. Her doctor recommended a CT scan since the girl hit her head. Sally's insurance company required her to meet a $1,000 deductible before coverage kicked in. Sally lives paycheck to paycheck. An emergency payday loan with installment payments got her daughter the care she needed without forcing her to choose between medical care or food.

Before you take out an emergency payday loan, make sure you don't have another option. It never hurts to ask your local bank or credit union first. When the answer's no, shop around. At 1Hour Fast Cash, we search dozens of cash loan companies to find the best rates and repayment terms. Give us your loan specifics and we'll help you find the best loan for your needs. Apply now.