Get Fast Cash Loans: Explore 1Hour Fast Cash FAQs

At 1Hour Fast Cash, we're happy to answer your questions. We do suggest saving some time and browsing through our FAQ's page. It's a great place to start getting the answers to your questions about personal loans.

What Is a Cash Loan?

A cash loan is a loan that requires no collateral. With a mortgage or car loan, you put up the house or car as collateral. If you don't pay as promised, the bank takes over ownership of your property.

With a fast cash loan, you're not offering anything in exchange for the loan. All the lender has is your signature promising to pay the loan amount and interest by the due date.

How Do You Get a Fast Cash Loan?

To qualify for a fast cash loan, you need to provide a photo ID proving your identity. You need to give the lender your bank account information, your SSN, and proof of income. They'll use this information to decide if you qualify for a cash loan.

What Do I Do if I Can't Get the Form to Load or Submit?

Our form is online. We send your information to dozens of lenders to find the best rates and terms for your needs. If you are having a hard time getting the application form to load, try updating your browser. If that doesn't work, try a different browser. This should resolve issues. If it doesn't call 1Hour Fast Cash for help.

If I Don't Have an Employer, Can I Still Qualify?

Many lenders will consider Social Security, retirement income, and disability payments as income. It depends on the lender. Give us your information, and we'll do everything we can to find a lender who is willing to work with you.

How Much Can I Borrow?

The amount you can borrow varies from lender to lender. It also depends on state and local laws. When you look through the lenders who have responded to your request through 1Hour Fast Cash, look to see how much they're offering. If it's not enough, check other lenders to see who best meets your needs.

How Do I Get My Money?

Money is sent automatically to your bank account. You should have it within a business day. This does depend on the lender's terms, however, so make sure you check before signing the loan paperwork.

How Long Do I Have Before I Have to Repay the Loan?

Most fast cash loans are due when you get your next paycheck. Some might offer terms as long as a month. Others may offer installment loans where you pay back a certain amount over an extended period of time. Again, this varies from lender to lender.

How Many Loans Can I Take Out?

This typically depends on the lender and state laws. In some states, borrowers must repay one cash loan before taking out another. Talk to 1Hour Fast Cash to see if you qualify for multiple loans. It is best to pay off one loan before borrowing more money.

How Long Should I Wait for a Response?

Typically, lenders get back to you within a day. Check your spam folder to make sure the answer didn't go in there. If you still don't see a response, your loan may not have been approved. If you haven't been approved, you'll need to apply with a different lender.

How Long Before I Have My Money?

Most cash loan companies transfer the money to your account within a business day. If more than a day has passed and you do not have your cash, contact customer service.