Fast Payday Loans: Connect with Trusted Lenders in 1 Hour
At 1Hour Fast Cash, we are not a direct lender, meaning we do not provide loans ourselves or perform any credit checks directly. Instead, our service works by connecting you with a network of trusted payday loan lenders who can offer you the financial assistance you need. Our goal is to help match your application with the right lender to increase your chances of approval and get you the best loan terms.
No Traditional Credit Checks
Most lenders in our network do not perform traditional credit checks, which is a relief for those who have concerns about their credit scores. Unlike conventional loan providers that pull your FICO credit score from major credit bureaus like Equifax, Experian, or TransUnion, these lenders often look at alternative data to make lending decisions.
What Do Lenders Check?
While most lenders in our network do not rely on traditional credit scores, they may still use other methods to verify your identity and assess your borrowing history. This can include querying various consumer databases such as:
- CL Verify : Used to check for past payday loan applications and verify information.
- TeleTrack : A system that tracks short-term and payday loan histories to ensure you don’t have excessive outstanding payday loans.
- DataX : Another alternative data source used by lenders to review past loan activity, help prevent fraud, and assess the risk.
These checks are not traditional credit checks but help lenders ensure they are providing loans to individuals who meet basic qualifications.
Quick and Simple Application Process
Our streamlined process ensures you can apply quickly and potentially receive offers in as little as 1 hour. Simply fill out the application, and we’ll do the work of connecting you with lenders that suit your needs, even if you have bad credit or no credit history.
Transparency and Security
Your information is secure with us, and we only share it with our trusted lender network to help you find the right loan. If you have any concerns about the application process, feel free to reach out to our customer support team for guidance.